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DTSTAMP:20260404T000109Z
DTSTART:20190516T160000Z
DTEND:20190516T171500Z
SUMMARY:Bye-bye banking? The rise of the challenger lenders
DESCRIPTION:The US market has recently seen a huge increase in alternativ
 e loan origination resulting not only from the growth of online lending 
 platforms and P2P lending models\, but also from increased involvement b
 y funds\, insurers and other non-bank financial institutions in the cred
 it markets. The growing involvement of non-bank lenders in the credit ma
 rkets has sparked fears for the long-term viability of traditional banki
 ng and placed banks\nunder pressure to evolve their business models\, in
 vesting heavily in digital solutions to enhance customer experience and 
 product positioning. Meanwhile\, the exposure of non-bank financial\nins
 titutions to credit intermediation risk has sparked growing concerns amo
 ng global regulators regarding the potential systemic risks posed by the
  ‘shadow banking’ market. This panel will\nexamine the different forms o
 f alternative lending that are coming to the fore in both emerging and d
 eveloped markets. It will also explore the regulatory response and consi
 der whether global\nregulators’ concerns regarding shadow banking are ju
 stified.
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