Fintech (financial – technology) broadly refers to the application of technology within the financial industry, affecting how customers store, save, borrow, invest, move, pay and protect money. This includes those companies of technological nature operating in financing (including crowdfunding and crowdlending platforms), payments, investing and risk management, among other activities. In a context where customers are demanding better services, seamless experiences and more value for money, Fintech companies have an important role to play. Although, so far, mainly start-ups have been disrupting incumbent financial system by driving new business models, traditional players are now more focused on the impact of technology on their business. Over the past few years the financial services industry has seen – and will continue to see – technology-lead changes that will shape our daily lives. The Fintech world is and undoubtedly will continue to be one of the forces driving these changes. In this session we will have an interactive panel with key players from this industry and legal experts, who will discuss on the trends and developments of Fintech and will discuss on the most critical regulatory, contractual and corporate issues to be borne in mind when advising Fintech companies.