The financial affairs of elderly, infirm or otherwise vulnerable or incapacitated individuals, particularly those dependent on others to manage their day-to-day care and living arrangements, can be at risk from those in a position of trust. Whether that be their (frequently younger) spouse, child or grandchild; paid or unpaid caregiver; member of staff or extended family/ 'friend'; or indeed a professional adviser, who may use that position of trust to manipulate and take advantage of them for their own financial gain. Thus, personal and family fortunes may be dissipated or broken up, to the immediate disadvantage of the elderly individual, with potential financial ramifications for family wealth. The panel discusses how the wealth of elderly and vulnerable people can be protected from such abuse and at what stage steps should be taken to implement the necessary documents or structures.