Programme details

IBA Global Showcase

25 Oct - 29 Oct 2021


Session information

Fintech vs. banks? Competitors or business partners?


Latin American Regional Forum (Lead)


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Much has been said that Fintech's threaten the business of traditional banking, but increasingly they seem to be complementary businesses. While they certainly compete, they also collaborate. Banking-as-a-Service (BaaS) is increasingly becoming an important complement to traditional banking which has slowly given certain access to Fintech which in turn have helped improve financial services offered by traditional banks. What are the most relevant regulatory trends in the region to, on the one hand, encourage this collaboration or disruption and on the other preserve the strength of the traditional financial system? How should BaaS evolve and with it, how will the regulation evolve?

Session / Workshop Chair(s)

Carlos Del Rio Creel Garcia-Cuellar Aiza y Enriquez, Mexico City, Mexico; Publication and Newsletter Editor, Latin American Regional Forum
Juan Manuel Mercant Guyer & Regules, Montevideo, Uruguay; Vice Chair, Latin American Regional Forum


Bruno Balduccini Pinheiro Neto Advogados, São Paulo, Brazil
Patricia Blanco Mercado Libre, Montevideo, Uruguay
Alexandra Orbezo Rebaza Alcazar & De Las Casas, Lima, Peru
Federico Santos Cernuda PayPal, San Jose, Mexico
Yvette Valdez Latham & Watkins LLP, New York, New York, USA